Bankruptcy

Helping Clients Before, During And After Bankruptcy

We understand that most hardworking Southeastern Kentucky residents do not want to file for bankruptcy. However, for many, bankruptcy can be the only solution to a number of financial problems. Bankruptcy can stop repossession and foreclosure actions, halt harassment from creditors and keep you from staying in an unending cycle of debt.

If you face financial struggles and you think bankruptcy may be the answer, you can come to our law firm with your questions. We will explain the legal process, and, acting as your guide, we will advise you on the options you have as you work toward debt relief and help you build a strong financial future after bankruptcy.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The law firm of Heidi A. Hopfensperger, located in Hazard, serves clients from throughout Perry, Leslie, Letcher, Knott and Breathitt counties in southeastern Kentucky.

BANKRUPTCY IS NOT JUST ABOUT THE PRESENT

When most Kentucky residents think about bankruptcy, they think about escaping the current situation. At the forefront of their minds are things like keeping their cars, saving their homes or stopping harassing calls from creditors. However, bankruptcy is not simply about improving your current situation. Instead, bankruptcy is about improving your future by allowing you to become financially secure and giving you lasting peace of mind.

Protecting Your Future Through Bankruptcy

Because most people see bankruptcy as a solution to short-term problems, most also see it as a last choice. However, bankruptcy not only solves current problems, but it also prevents future problems. If you face financial struggles, whether they are the result of an unexpected injury or illness, a job loss, or credit card debt that has spiraled out of control, you may find that, by filing for bankruptcy with the help of a lawyer, you prevent future disaster.

During my 10 years as an attorney, I have seen too many people wait too long to file for bankruptcy. I have seen retired coal miners spend almost all of their retirement funds trying to escape overwhelming debt. I have seen single mothers miss spending time with their children because they are working three jobs trying to stay financially afloat.

Instead of sacrificing your health, your well-being, your family and your future, you can take the protection offered by the U.S. Bankruptcy Code and get the debt relief you need to start living your life again by filing a Chapter 7 or Chapter 13 bankruptcy.

Find Out If Bankruptcy Can Solve Your Financial Problems

During a free initial consultation at the Hopfensperger Law Office, you can find out if bankruptcy is right for you. You can also find out which type of bankruptcy suits your situation. If you would like to learn more, call 606-435-0036 or email us to schedule an appointment at our office in Hazard.

We a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.